Using Superannuation for Dental Work:
Can You Pay for Veneers, Implants or Aligners?

Can superannuation be used for implants, veneers or aligners?

The type of dental treatment alone does not determine eligibility for compassionate release of superannuation. The ATO assesses the clinical reason for treatment, the supporting evidence and your financial circumstances.

Treatment must meet the relevant requirements, such as treating a life-threatening illness or injury, or alleviating acute or chronic pain or mental illness. Treatment sought solely for appearance is not sufficient. Your practitioners must assess your actual condition and provide accurate supporting reports.

The treatment must not be readily available through the public health system, and you must be unable to meet the expense through other means.

Our role in your assessment

Our dentists can explain your diagnosis, suitable treatment options, alternatives, risks and costs. Any treatment plan and supporting documentation must reflect your clinical needs. We cannot guarantee eligibility or approval.

Before deciding

Early withdrawal can have lasting effects on your retirement savings. Consider an independent clinical opinion, alternative treatments and independent financial advice before applying.

Tax and government benefits may also be affected. Check your super fund’s release requirements before making a decision.

For current eligibility requirements and supporting-document guidance, refer to the Australian Taxation Office.

Service We Mentioned

All your needs are taken care of by our dedicated planners from start to finish.

Porcelain Veneers

Custom porcelain veneers designed to alter tooth shape, size, or colour.

Request a Complimentary Cosmetic Consultation

Prefer to speak with us? Call (02) 8090 1101. Otherwise, complete the form below and choose your preferred location.

Eligible new and existing patients considering Porcelain Veneers, Dental Implants, All-on-X Dental Implants or Invisalign/Clear Aligners can meet with a cosmetic dentist. The consultation may include scans, photographs and X-rays where clinically necessary.

During business hours (Monday-Friday, 8:00am-6:30pm), our team will aim to call you within 15 minutes.

Contact Us ×

Download Our Price Guide